Always transfer a credit line before closing out a card!

This is how i reached an insane 12.5k limit on my chase sapphire by transferring the credit line from a card i was planning on closing . You gotta call in with Amex and with chase you can just ask via secure email also possible with barclaycardusa but you gotta call in. From what i understand it’s difficult with citi . Anyway it’s good to preserve the credit line as you can always swap it in for a new card if they are giving you difficulty .

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