Reasons why i love chase credit cards

1) Chase is really easy to deal with online . As they can take care of most requests via the secure message center. I have had them ship a card to me via express (for free btw) via the secure message system . I got the card a few days later along with a phone call asking if i had recieved the card (good service there). You can also easily transfer negative balances between the cards (say you got a refund or something. I managed to change my billing date online which you can’t do with Barclay (unless you call) or amex (unless you talk to them for a long time) .

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This took me like 2 seconds to formulate a simple meesage online . You can’t do that with amex anymore as you gotta go into the chat mode (which does take some time ).

2) Chase has your back in most cases . I was in tokyo and a club charged me twice by mistake . A quick dispute with chase and i had the money back within a few days. I would say amex is even a little better in this respect as they will take care of your dispute at all cost unless it’s with one of their partners.

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3) Chase has great offers ! 40k for the chase sapphire here and you can also get 70k points for the ink plus in a chase branch at the moment. Chase as a lot of cards which are worth to keep for the long term such as the sapphire (2 points for dining and all kinds of transportations and hotels which i value at 2.2 cents each ) as well as the freedom card (5 points in each rotating category).

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4) Chase is really competitive so i tend to get at least 5k limit on each  new card. Because i am an amex lover chase approves me with higher limits as for some reason chase loves competing with amex.

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5) Chase is very progressive and is set to offer pin chip cards soon (according to the rumours)

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Hi i still really like amex but for me chase is still up at the same level.

 

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